feat(pay-v2): P8 Task4 续费入账 invoice.paid→renewal order + subscription.renewed

internal/gateway/settle.go

@@ -111,7 +111,7 @@ func (g *Gateway) HandleCallback(ctx context.Context, method string, in provider
 	}
 	switch ev.Kind {
 	case provider.EventSubscriptionRenewal:
-		return g.settleRenewal(ctx, ev) // Task 4
+		return g.settleRenewal(ctx, method, ev) // Task 4
 	case provider.EventSubscriptionPastDue:
 		return g.markSubscriptionPastDue(ctx, method, ev) // Task 5
 	case provider.EventSubscriptionCanceled:
@@ -132,8 +132,57 @@ func (g *Gateway) HandleCallback(ctx context.Context, method string, in provider
 // --- Task 4/5/6 处理器占位(本 Task 只需 default 分支可用 + onSubscriptionActivated)。
 // 保持本 Task 独立可编译;后续 Task 各自替换实现 + 补测试。
 
-func (g *Gateway) settleRenewal(ctx context.Context, ev *provider.PaidEvent) (SettleResult, error) {
+// settleRenewal 处理续费 invoice.paid(设计 §5/§4 决策记录):每期铸独立 renewal OrderV2
-	return SettleFailed, fmt.Errorf("not implemented: %s", ev.Kind)
+// (out_trade_no = 首购单号 + "-r-" + invoice id),建即 paid(续费不经收银台,无 pending 中间态)。
+// 幂等靠 renewal attempt 的 (channel,provider_ref=invoice.ID) 唯一索引 + renewal order 的
+// out_trade_no 唯一索引双保险;出问题让 Stripe 重投,重投时 created=false 不重复入队,自愈。
+func (g *Gateway) settleRenewal(ctx context.Context, method string, ev *provider.PaidEvent) (SettleResult, error) {
+	// channel = 触发本次回调的 method(与 markSubscriptionPastDue/recordChargeback 同式);
+	// 订阅诞生时 Subscription.Channel 落的正是 att.Channel=method,查询须对齐,不能硬编码字面量
+	// "stripe"(测试固定用 "substripe" 注册子供应商,生产 Stripe 适配器 Method()="stripe")。
+	sub, err := g.subs.GetByProviderRef(method, ev.SubscriptionRef)
+	if err != nil {
+		if errors.Is(err, store.ErrSubNotFound) {
+			log.Printf("[renewal] 未知订阅 provider_ref=%s(未诞生/已清理),忽略", ev.SubscriptionRef)
+			return SettleIgnored, nil
+		}
+		return SettleFailed, err
+	}
+	paidAt := time.Now()
+	if ev.PaidAt != nil {
+		paidAt = *ev.PaidAt
+	}
+	renewalNo := sub.OutTradeNo + "-r-" + ev.InvoiceRef
+	created, err := g.orders.CreateRenewalPaid(
+		&model.OrderV2{
+			OutTradeNo: renewalNo, BizSystem: sub.BizSystem, BizRef: sub.BizRef, BizCode: sub.BizCode,
+			Subject: "续费", AmountMinor: ev.PaidAmountMinor, Currency: ev.PaidCurrency,
+			Status: model.OrderPaidV2, PaidAt: &paidAt,
+		},
+		&model.Attempt{
+			OutTradeNo: renewalNo, Channel: sub.Channel, Provider: sub.Channel, ProviderRef: ev.InvoiceRef,
+			AmountMinor: ev.PaidAmountMinor, Currency: ev.PaidCurrency, Status: model.AttemptPaid, PaidAt: &paidAt,
+		})
+	if err != nil {
+		return SettleFailed, err
+	}
+	// 续费成功即恢复/维持 active,刷新续费锚点(period_end 最小可行取 paidAt+30d;精确值后续从 invoice.period_end 下发)。
+	nextEnd := paidAt.Add(30 * 24 * time.Hour)
+	if _, err := g.subs.Activate(sub.SubID, &nextEnd); err != nil {
+		return SettleFailed, err
+	}
+	if !created || sub.BizSystem == "" {
+		return SettleDuplicate, nil // 重投 / 独立收款
+	}
+	if err := g.webhook.Enqueue(renewalNo, sub.BizSystem, EvtSubscriptionRenewed, "", map[string]any{
+		"event_type": EvtSubscriptionRenewed, "out_trade_no": renewalNo, "sub_id": sub.SubID,
+		"biz_system": sub.BizSystem, "biz_ref": sub.BizRef, "product_biz_code": sub.BizCode,
+		"amount_minor": ev.PaidAmountMinor, "currency": ev.PaidCurrency, "channel": sub.Channel,
+		"paid_at": paidAt.Format(time.RFC3339),
+	}); err != nil {
+		return SettleFailed, err
+	}
+	return SettleProcessed, nil
 }
 
 func (g *Gateway) markSubscriptionPastDue(ctx context.Context, method string, ev *provider.PaidEvent) (SettleResult, error) {

internal/gateway/subscription_test.go

@@ -4,6 +4,7 @@ import (
 	"context"
 	"encoding/json"
 	"errors"
+	"strings"
 	"testing"
 
 	"github.com/wangjia/pay/config"
@@ -187,3 +188,143 @@ func TestSubscriptionActivationOnFirstPayment(t *testing.T) {
 		t.Fatalf("subscription duplicated on replay: %+v vs %+v", subAfter, sub)
 	}
 }
+
+// TestSettleRenewal 先经首期激活诞生订阅(provider_sub_ref=sub_new),再喂
+// EventSubscriptionRenewal:①新增 renewal OrderV2(paid,out_trade_no 含 -r-)
+// ②webhook 收到 subscription.renewed ③重投幂等(不双铸/不双发) ④订阅刷新 current_period_end、
+// 从 past_due 恢复 active。
+func TestSettleRenewal(t *testing.T) {
+	g, fp, spy, orders, subs := newSubGateway(t)
+	ctx := context.Background()
+	res, err := g.CreateSubscription(ctx, gateway.CreateSubscriptionInput{
+		SKU: "pro_monthly", Method: "substripe", BizSystem: "pangolin", BizRef: "u-1",
+	})
+	if err != nil {
+		t.Fatalf("CreateSubscription: %v", err)
+	}
+	activateRaw, err := json.Marshal(provider.PaidEvent{
+		Kind: provider.EventPayment, ProviderRef: fp.sessionRef, Status: provider.PaidSucceeded,
+		PaidAmountMinor: 2999, PaidCurrency: "USD", SubscriptionRef: "sub_new",
+	})
+	if err != nil {
+		t.Fatalf("marshal activate event: %v", err)
+	}
+	if _, err := g.HandleCallback(ctx, "substripe", provider.CallbackInput{Raw: activateRaw}); err != nil {
+		t.Fatalf("activate: %v", err)
+	}
+	spy.calls = nil // 只看续费产生的 webhook
+
+	// 续费成功前先把订阅打成 past_due,验证续费成功后能恢复 active(路径复用 Activate)。
+	if ok, err := subs.MarkPastDue("substripe", "sub_new"); err != nil || !ok {
+		t.Fatalf("MarkPastDue: ok=%v err=%v", ok, err)
+	}
+
+	renewalRaw, err := json.Marshal(provider.PaidEvent{
+		Kind: provider.EventSubscriptionRenewal, SubscriptionRef: "sub_new", InvoiceRef: "in_123",
+		PaidAmountMinor: 2999, PaidCurrency: "USD", Status: provider.PaidSucceeded,
+	})
+	if err != nil {
+		t.Fatalf("marshal renewal event: %v", err)
+	}
+
+	result, err := g.HandleCallback(ctx, "substripe", provider.CallbackInput{Raw: renewalRaw})
+	if err != nil || result != gateway.SettleProcessed {
+		t.Fatalf("HandleCallback renewal = %v, %v", result, err)
+	}
+
+	allOrders, err := orders.ListOrders("pangolin", "u-1", 10)
+	if err != nil {
+		t.Fatalf("ListOrders: %v", err)
+	}
+	var renewalOrder *model.OrderV2
+	for i := range allOrders {
+		if strings.Contains(allOrders[i].OutTradeNo, "-r-") {
+			renewalOrder = &allOrders[i]
+		}
+	}
+	if renewalOrder == nil {
+		t.Fatalf("renewal order not found: %+v", allOrders)
+	}
+	if renewalOrder.Status != model.OrderPaidV2 || renewalOrder.AmountMinor != 2999 || renewalOrder.Currency != "USD" {
+		t.Fatalf("renewal order = %+v", renewalOrder)
+	}
+	if !strings.HasSuffix(renewalOrder.OutTradeNo, "-r-in_123") {
+		t.Fatalf("renewal out_trade_no = %s, want suffix -r-in_123", renewalOrder.OutTradeNo)
+	}
+
+	if len(spy.calls) != 1 {
+		t.Fatalf("webhook calls = %d, want 1: %+v", len(spy.calls), spy.calls)
+	}
+	renewedCall := spy.calls[0]
+	if renewedCall["event_type"] != gateway.EvtSubscriptionRenewed {
+		t.Fatalf("event_type = %v, want %s", renewedCall["event_type"], gateway.EvtSubscriptionRenewed)
+	}
+	if renewedCall["sub_id"] != res.SubID {
+		t.Fatalf("sub_id = %v, want %s", renewedCall["sub_id"], res.SubID)
+	}
+	if renewedCall["out_trade_no"] != renewalOrder.OutTradeNo {
+		t.Fatalf("out_trade_no = %v, want %s", renewedCall["out_trade_no"], renewalOrder.OutTradeNo)
+	}
+	if renewedCall["amount_minor"] != int64(2999) {
+		t.Fatalf("amount_minor = %v, want 2999", renewedCall["amount_minor"])
+	}
+
+	sub, err := subs.GetByProviderRef("substripe", "sub_new")
+	if err != nil {
+		t.Fatalf("GetByProviderRef: %v", err)
+	}
+	if sub.Status != model.SubActive {
+		t.Fatalf("subscription status after renewal = %v, want active(recovered from past_due)", sub.Status)
+	}
+	if sub.CurrentPeriodEnd == nil {
+		t.Fatalf("current_period_end not refreshed")
+	}
+
+	// 重投同一 invoice → 不双铸 renewal order、不双发 webhook。
+	result2, err := g.HandleCallback(ctx, "substripe", provider.CallbackInput{Raw: renewalRaw})
+	if err != nil {
+		t.Fatalf("HandleCallback renewal replay: %v", err)
+	}
+	if result2 != gateway.SettleDuplicate {
+		t.Fatalf("replay result = %v, want duplicate", result2)
+	}
+	ordersAfterReplay, err := orders.ListOrders("pangolin", "u-1", 10)
+	if err != nil {
+		t.Fatalf("ListOrders after replay: %v", err)
+	}
+	renewalCount := 0
+	for i := range ordersAfterReplay {
+		if strings.Contains(ordersAfterReplay[i].OutTradeNo, "-r-") {
+			renewalCount++
+		}
+	}
+	if renewalCount != 1 {
+		t.Fatalf("renewal order count after replay = %d, want 1", renewalCount)
+	}
+	if len(spy.calls) != 1 {
+		t.Fatalf("webhook calls after replay = %d, want still 1: %+v", len(spy.calls), spy.calls)
+	}
+}
+
+// TestSettleRenewalUnknownSubscription 未知 provider_sub_ref(订阅未诞生/已清理)→ 忽略,不报错。
+func TestSettleRenewalUnknownSubscription(t *testing.T) {
+	g, _, spy, _, _ := newSubGateway(t)
+	ctx := context.Background()
+	raw, err := json.Marshal(provider.PaidEvent{
+		Kind: provider.EventSubscriptionRenewal, SubscriptionRef: "sub_ghost", InvoiceRef: "in_ghost",
+		PaidAmountMinor: 2999, PaidCurrency: "USD", Status: provider.PaidSucceeded,
+	})
+	if err != nil {
+		t.Fatalf("marshal: %v", err)
+	}
+	result, err := g.HandleCallback(ctx, "substripe", provider.CallbackInput{Raw: raw})
+	if err != nil {
+		t.Fatalf("HandleCallback: %v", err)
+	}
+	if result != gateway.SettleIgnored {
+		t.Fatalf("result = %v, want ignored", result)
+	}
+	if len(spy.calls) != 0 {
+		t.Fatalf("webhook calls = %d, want 0: %+v", len(spy.calls), spy.calls)
+	}
+}

internal/provider/stripe/stripe.go

@@ -180,20 +180,44 @@ func (p *Provider) VerifyCallback(_ context.Context, in provider.CallbackInput)
 	if err != nil {
 		return nil, fmt.Errorf("stripe: webhook 验签失败: %w", err)
 	}
-	if event.Type != "checkout.session.completed" {
+	switch event.Type {
+	case "checkout.session.completed":
+		var sess gostripe.CheckoutSession
+		if err := json.Unmarshal(event.Data.Raw, &sess); err != nil {
+			return nil, fmt.Errorf("stripe: 解析 session 失败: %w", err)
+		}
+		ev := sessionToEvent(&sess, in.Raw)
+		if event.Created > 0 {
+			paidAt := unixToTime(event.Created)
+			ev.PaidAt = &paidAt
+		}
+		return ev, nil
+	case "invoice.paid":
+		var inv gostripe.Invoice
+		if err := json.Unmarshal(event.Data.Raw, &inv); err != nil {
+			return nil, fmt.Errorf("stripe: 解析 invoice 失败: %w", err)
+		}
+		if inv.BillingReason != gostripe.InvoiceBillingReasonSubscriptionCycle {
+			// 首期(subscription_create)由 checkout.session.completed 入账;其余非续费忽略。
+			return &provider.PaidEvent{Kind: provider.EventPayment, Status: provider.PaidPending, Raw: string(in.Raw)}, nil
+		}
+		ev := &provider.PaidEvent{
+			Kind: provider.EventSubscriptionRenewal, Status: provider.PaidSucceeded,
+			InvoiceRef: inv.ID, PaidAmountMinor: inv.Total, PaidCurrency: strings.ToUpper(string(inv.Currency)),
+			Raw: string(in.Raw),
+		}
+		if inv.Subscription != nil {
+			ev.SubscriptionRef = inv.Subscription.ID
+		}
+		if event.Created > 0 {
+			t := unixToTime(event.Created)
+			ev.PaidAt = &t
+		}
+		return ev, nil
+	default:
 		// 其它事件此阶段不处理:归一化 pending(管线 Settle 视为 ignored)。
 		return &provider.PaidEvent{Status: provider.PaidPending, Raw: string(in.Raw)}, nil
 	}
-	var sess gostripe.CheckoutSession
-	if err := json.Unmarshal(event.Data.Raw, &sess); err != nil {
-		return nil, fmt.Errorf("stripe: 解析 session 失败: %w", err)
-	}
-	ev := sessionToEvent(&sess, in.Raw)
-	if event.Created > 0 {
-		paidAt := unixToTime(event.Created)
-		ev.PaidAt = &paidAt
-	}
-	return ev, nil
 }
 
 func (p *Provider) Query(_ context.Context, req provider.QueryRequest) (*provider.PaidEvent, error) {

internal/provider/stripe/stripe_test.go

@@ -167,6 +167,56 @@ func TestVerifyWebhookWrongSecretFails(t *testing.T) {
 	}
 }
 
+// invoice.paid + billing_reason=subscription_cycle → 归一化为 EventSubscriptionRenewal,
+// 携带 invoice/subscription/金额,供 gateway.settleRenewal 铸 renewal order。
+func TestVerifyInvoicePaidRenewal(t *testing.T) {
+	ts := fakeStripeAPI(t)
+	defer ts.Close()
+	p := newStripe(t, ts)
+
+	payload := `{"id":"evt_r","object":"event","type":"invoice.paid","created":1700000000,"data":{"object":{"id":"in_123","object":"invoice","billing_reason":"subscription_cycle","total":2999,"currency":"usd","subscription":{"id":"sub_new","object":"subscription"}}}}`
+	sig := signStripe(payload, whSecret, time.Now().Unix())
+
+	ev, err := p.VerifyCallback(context.Background(), provider.CallbackInput{
+		Raw:     []byte(payload),
+		Headers: map[string]string{"Stripe-Signature": sig},
+	})
+	if err != nil {
+		t.Fatalf("verify: %v", err)
+	}
+	if ev.Kind != provider.EventSubscriptionRenewal {
+		t.Fatalf("kind = %v, want EventSubscriptionRenewal", ev.Kind)
+	}
+	if ev.InvoiceRef != "in_123" || ev.SubscriptionRef != "sub_new" || ev.PaidAmountMinor != 2999 || ev.Status != provider.PaidSucceeded {
+		t.Fatalf("event = %+v", ev)
+	}
+	if ev.PaidCurrency != "USD" {
+		t.Fatalf("currency = %s, want USD", ev.PaidCurrency)
+	}
+}
+
+// invoice.paid 但 billing_reason=subscription_create 是首期发票,与 checkout.session.completed
+// 是同一笔钱——由后者入账,这里必须跳过(归一化为 EventPayment,不触发续费铸单)。
+func TestVerifyInvoicePaidFirstPeriodSkipped(t *testing.T) {
+	ts := fakeStripeAPI(t)
+	defer ts.Close()
+	p := newStripe(t, ts)
+
+	payload := `{"id":"evt_r2","object":"event","type":"invoice.paid","created":1700000000,"data":{"object":{"id":"in_first","object":"invoice","billing_reason":"subscription_create","total":2999,"currency":"usd","subscription":{"id":"sub_new","object":"subscription"}}}}`
+	sig := signStripe(payload, whSecret, time.Now().Unix())
+
+	ev, err := p.VerifyCallback(context.Background(), provider.CallbackInput{
+		Raw:     []byte(payload),
+		Headers: map[string]string{"Stripe-Signature": sig},
+	})
+	if err != nil {
+		t.Fatalf("verify: %v", err)
+	}
+	if ev.Kind != provider.EventPayment {
+		t.Fatalf("kind = %v, want EventPayment(skip)", ev.Kind)
+	}
+}
+
 // signStripe 复刻 Stripe webhook 签名头: t=<ts>,v1=hex(HMAC-SHA256(secret, "<ts>.<payload>"))
 func signStripe(payload, secret string, ts int64) string {
 	mac := hmac.New(sha256.New, []byte(secret))

internal/store/order.go

@@ -8,6 +8,7 @@ import (
 	"time"
 
 	"gorm.io/gorm"
+	"gorm.io/gorm/clause"
 
 	"github.com/wangjia/pay/internal/model"
 )
@@ -65,6 +66,35 @@ func (s *OrderStore) MarkAttemptPaid(outTradeNo, channel, providerRef string, at
 	return flipped, nil
 }
 
+// CreateRenewalPaid 幂等建一张已付 renewal order + attempt(续费不经收银台,建即 paid)。
+// 重复(invoice 重投)→ created=false。renewal order/attempt 均带唯一约束,ON CONFLICT DO NOTHING。
+func (s *OrderStore) CreateRenewalPaid(order *model.OrderV2, att *model.Attempt) (bool, error) {
+	var created bool
+	err := s.db.Transaction(func(tx *gorm.DB) error {
+		ores := tx.Clauses(clause.OnConflict{
+			Columns: []clause.Column{{Name: "out_trade_no"}}, DoNothing: true,
+		}).Create(order)
+		if ores.Error != nil {
+			return ores.Error
+		}
+		if ores.RowsAffected == 0 {
+			return nil // 已建过 → 幂等 no-op
+		}
+		ares := tx.Clauses(clause.OnConflict{
+			Columns: []clause.Column{{Name: "channel"}, {Name: "provider_ref"}}, DoNothing: true,
+		}).Create(att)
+		if ares.Error != nil {
+			return ares.Error
+		}
+		created = ares.RowsAffected > 0
+		return nil
+	})
+	if err != nil {
+		return false, fmt.Errorf("store.CreateRenewalPaid: %w", err)
+	}
+	return created, nil
+}
+
 func (s *OrderStore) CancelOrder(outTradeNo string) (bool, error) {
 	res := s.db.Model(&model.OrderV2{}).
 		Where("out_trade_no = ? AND status = ?", outTradeNo, model.OrderPendingV2).