feat(pay-v2): P8 Task6 拒付 chargeback 记录 + chargeback.received

main.go

@@ -42,6 +42,7 @@ func main() {
 	orderStore := store.NewOrderStore(db)
 	refundStore := store.NewRefundStore(db)
 	subStore := store.NewSubscriptionStore(db)
+	chargebackStore := store.NewChargebackStore(db)
 	webhookStore := store.NewWebhookStore(db)
 	notifier := webhook.NewNotifier(webhookStore, config.C.BizByName, func(no string) (bool, error) {
 		o, err := orderStore.GetOrder(no) // 投递门禁:订单已结算(paid 及退款态)才放行
@@ -57,7 +58,7 @@ func main() {
 	// P5 多账户路由:按 config.routing.<channel> 选策略(缺省 round_robin)。
 	// limit_aware 用量数据源 P6 对账就绪前用空源(NopUsage,退化为 round_robin)。
 	acctPicker := accounts.NewRouter(acctReg, config.C.Routing, accounts.NopUsage{})
-	gw := gateway.New(orderStore, refundStore, pReg, acctPicker, productResolver, notifier, "cn", subStore)
+	gw := gateway.New(orderStore, refundStore, pReg, acctPicker, productResolver, notifier, "cn", subStore, chargebackStore)
 	router.SetupV2(r, gw)
 
 	if config.C.QuerySync.Enabled {
@@ -124,6 +125,7 @@ func autoMigrate(db *gorm.DB) {
 		&model.BizNotifyLog{},
 		&model.OrderV2{}, &model.Attempt{}, &model.Account{}, &model.Refund{}, &model.WebhookDelivery{}, // v2
 		&model.Subscription{}, // v2 recurring
+		&model.Chargeback{},   // v2 recurring — P8 Task6 拒付记录
 	); err != nil {
 		log.Fatalf("自动迁移失败: %v", err)
 	}